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    Digital Origination
    Our expertise

    Simple and frictionless lead and online application capture.

    In today's fast-paced financial sector, speed is crucial for banks and financial institutions. 

    Amid fluctuating interest rates and economic uncertainties, consumers seek certainty and value streamlined applications, smooth digital onboarding, and the ability to raise product enquiries seamlessly.

    Sandstone Technology’s customer- centric Digital Origination product suite empowers FIs to meet this demand by providing an engaging, hassle-free product enquiry or application experience. Our cloud-based solutions enable accuracy and integrity of enquiry data, and real-time digital onboarding for various savings and lending products.

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    %

    reduction in processing time on home loan applications

    %

    Increase in home loan
    approvals

    %

    Decrease in data re-work
    Simple and frictionless onboarding experiences

    Efficient and user-friendly onboarding experiences

    Discover our omni-channel, agile and future-proof digital origination suite that simplifies the onboarding journey and lead capture to expand your customer base through online and digital channels.

    • Capture quality digital sales leads with Rapid Leads anywhere, anytime across your products
    • Easy-to-use Loan Application Research Assistant calculators to help customers determine their borrowing power
    • Capture applications with our Apply, built with user-friendly and intuitive interfaces designed to boost user engagement and satisfaction
    • Achieve straight-through processing and real-time account opening for both saving and lending products
    • Compliant and secure ensuring data privacy
    • And so much more
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    Ready to elevate your digital origination experience?

    Take full control of your onboarding ecosystem and turn every interaction into an opportunity with our powerful solutions. Manage third-party providers, products, and data capture effortlessly — all the way through to final submission. By reducing customer attrition and delivering a consistent, device-agnostic experience, it helps minimise pre-settlement drop-offs, keeping customers engaged throughout the process.

    With greater control and stability, FIs can enhance customer satisfaction, reduce operational impact and boost growth. Our solution helps you transform digital origination, offering the tools needed to innovate and improve each stage of the process.    

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    Our impact on the financial landscape

    View all case studies
    Great Southern Bank, Australia

    40% of loan applications approved in less than two days

    Great Southern Bank together with Sandstone Technology re-imagine the home lending experience to deliver a robust out-of-the-box lending origination platform.

    Discover how Sandstone's loan origination enabled the bank to reduce operational, compliance, credit risk, and automate manual tasks to allow the bank to focus on other important things such as the customer experience.

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    Request a demo and see how our Digital Origination solution can increase conversion rates!

    Request a demo and see how our Digital Origination solution
    Frequently Asked Questions
    What is Digital Origination in banking?

    Digital Origination is the process of a financial institution taking on new customers for their products and services via an online channel

    How does Digital Origination improve the customer experience?

    Customers are able to apply for new financial products 24/7 from anywhere, anytime, on any device.

    How does Sandstone's digital lead generation solution help with lead capture?

    It delivers high quality leads with tailored lead capture and qualification - reducing the manual process time for staff and customers both.

    How does Sandstone’s Digital Origination platform improve the onboarding experience?

    Our Digital Origination solution streamlines applications with automated decisioning, ID&V, KYC and AML checks reducing manual work while ensuring regulatory compliance.

    Is Sandstone's solution suitable for banks, building societies, and credit unions?

    Yes, our solution is designed for a variety of financial institutions such as banks, building societies, specialist lenders, and credit unions.

    What types of products can be originated through this platform?

    Home loans, personal loans, credit cards, and savings accounts.

    Does your solution offer omni-channel support?

    Yes, it provides a seamless experience across digital and physical channels.

    Can your platform be integrated with Open Banking?

    Yes, all our platforms are open banking ready.

    Do you provide support and training for the FI's team?

    Yes, we offer training workshops and ongoing support for a smooth transition.

    Is the solution scalable as the customer base and offerings grow?

    Yes, our solution is highly scalable to support growth and evolving business needs.